Wednesday, April 28, 2010

Prepaid Credit Cards – Spend Without Ever Getting Into Debt

Everything that you can do today requires you to have a credit card in your possession. You need them to order goods online and to book or rent a car and hotel rooms. We have all seen however the hefty repercussions of a credit card. The fees that come with them are insane. To make matters worse those who want to get one have to go through the dreaded credit check. Prepaid credit cards are the new revolution to solving these problems.
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A prepaid credit card is just like your everyday average credit or debit card in size and looks. The only difference is that you can spend only what you put in. your employer can put in your salary and even government benefits directly from a bank or post office or through wire transfer. So many people are increasingly choosing this option today and we shall see why.
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No need to have a bank account

You do not need to have bank account in order to have a prepaid credit card. This is one of the biggest advantages of the card. This means that you have just slashed all those unnecessary bank fees thereby saving you more money. You will never pay overdraft fees or any interest rates.

100% approval rate on applications

Anybody over 14 years of age, with identification and a physical address can get a prepaid credit card. You will not have to go through the horrors of the bank running a credit check on you and rejecting your application. The set up is also extremely easy. One can get a prepaid credit card online in a jiffy.Get a Prepaid Visa RUSHCARD Now

Avoid Debt and Overspending

The prepaid cards will never let you spend much more than you have in your account. Credit cards encourage the opposite. This way, you can be sure that you will never go above what you have budgeted. It is a good way for one to stay out of debt in these hard economic times. In the mean time, your credit rating improves as you keep depositing money in it and never taking loans or overdrafts. The beauty of it is that there is no minimum balance required; you can spend everything you have on the card.

Use it in a million locations

If you have a prepaid visa for example, you can use it anywhere in the world that has the visa logo. A lot of parents give them to their kids who are going to study far away from their home. You can shop and pay bills online, use it in hotels and even go to the shopping malls. You will also be able to withdraw from any ATM. You can also check your balance online, via email and more conveniently, with free texts.Bad Credit? No Credit? Get a Prepaid Visa RushCard